Should You Invest in YieldMax ETFs Like CONY, TSLY, and NVDY in 2025?

In 2025, income-focused investors are turning their eyes to a new category of ETFs, YieldMax ETFs, which promise high monthly cash distributions by using covered call strategies on individual stocks.


In this post, I’ll break down:


  • What these ETFs are
  • My real earnings from CONY, TSLY, and NVDY (Jan–Jun 2025)
  • The risks involved
  • And what non-U.S. investors (like in Saudi Arabia) need to know about taxes
🔎 What Are YieldMax ETFs?

 

YieldMax ETFs are synthetic, actively managed funds that use derivatives (mainly covered calls) on popular U.S. stocks to generate monthly income. They don’t hold the actual stock (like Tesla or Nvidia) but simulate its exposure while collecting premium income from options.
Some of the most popular in 2025 include:


CONY — YieldMax Coinbase Option Income Strategy ETF
TSLY — YieldMax Tesla Option Income Strategy ETF
NVDY — YieldMax Nvidia Option Income Strategy ETF
📊 Real 2025 Monthly Dividend Payouts (Jan–June)


Here’s how much these ETFs paid per share in each month:


            Month                                     CONY                               TSLY                   NVDY
           January                                    $0.8339                              $0.7170                    $0.8983
           February                                    $1.0468                              $0.5793                    $1.6118
           March                                    $0.5989                              $0.4638                    $0.7874
           April                                    $0.4381                              $0.6598                    $0.6734
           May                                    $0.6510                              $0.7600                    $1.6276
           June                                    $0.5354                              $0.4028                    $0.6721
💰 Total Earnings So Far (Jan–June 2025)


Assuming you held 100 shares of each ETF:

CONY = $4.1041 total → $410.41 earned

TSLY = $3.5827 total → $358.27 earned

NVDY = $6.1706 total → $617.06 earned

These payouts are cash distributions, paid monthly to your brokerage account.


⚠️ Important Considerations

✅ Pros:


  1. Extremely high yield (many above 50% annualized)
  2. Monthly income
  3. Simple to buy through most brokers

❌ Cons:

  1. No long-term capital growth (limited upside)
  2. High volatility and risk
  3. Distributions are not fixed and can drop any month
  4. Part of the payout is often return of capital, reducing your ETF value over time
🌍 Non-U.S. Investors: 30% Tax Warning


If you're investing from Saudi Arabia, UAE, or any country outside the U.S., you will likely pay a 30% withholding tax on all U.S. dividends, including YieldMax ETFs.

For example:


100 shares of CONY paid ~$410 in total → after tax, you receive ~$287

100 shares of TSLY paid ~$358 → after tax, you receive ~$250

100 shares of NVDY paid ~$617 → after tax, you receive ~$432

You’ll see this deduction automatically in your broker's statement.


🧠 Final Thoughts

YieldMax ETFs like CONY, TSLY, and NVDY are powerful tools for monthly income especially in 2025 when they’ve paid massive distributions.


But remember:


  • These are not growth investments
  • Dividends are not guaranteed


And if you're outside the U.S., you lose 30% to taxes

Still, for the right portfolio and risk tolerance, these ETFs can be a great way to generate real cash flow.



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